What's this strategy?
An 'A' rated Canadian financial institute
grants $100,000 to eligible clients who leverage this money to
invest in high-growth solid growth funds. The cost of investment is
around $300 a month.
What is leverage investment?
This is the same approach, where the bank
pays a lower rate of interest to customers on their deposits and
then 'leverages' the same money to finance mortgages/loans for a
higher interest rate.
Let's review the strategy 'step-by-step'
with an example:
Start with a light wallet...
Our client does not need to commit to a
heavy cost. A small monthly payment is sufficient to support a
large portfolio starts with a value of $100,000. A large portfolio
means large returns.
Pick & choose...
A long list of high-performing funds
available for clients to choose from. In fact, a couple of free
switches are allowed per year with no penalty or fee.
Take out your earnings, free...
Unlike other mutual funds, this product
allows clients to take out the earnings of up to 10% of the
portfolio per year absolutely free. After withdrawal, the rest of
the unsold fund units continue to grow and keep building more
returns for the next withdrawal
Enjoy or re-invest...
There is absolutely no restriction on what
you want to do with the money which is taken out from the
portfolio. Book a cruise, buy a car or simply re-invest to support
your retirement. It's totally up to you.
Save Tax ....
Every penny contributed to keeping the
funds running, is considered as cost-of-investment which is fully
deductible (T1 Line 22100) in your personal tax file. On average
almost 1/3 of the tax is saved ( 1/3 of 300 = $100). That means,
effectively, your monthly contribution is only about $200
($300-$100=$200).
Save more tax....
We recommend any withdrawals from the
portfolio, to re-invest into retirement plans (RRSP) to save more
income tax. If you do, the cost of investment is virtually paid off
by income tax refunds.
Build wealth, save tax, repeat...
Mutual funds we recommend have a solid
history of double-digit returns. Then why not continue with the
same strategy each year to save income tax and build long-term
wealth.
Return on investment ....
On average, over a period of 10 years, the
total cost of investment counts around $40,000 for our clients.
This cost is further reduced by the tax savings depends upon how
the withdrawals are utilized. If re-invested, the overall returns
of the portfolio can easily exceed $100,000.
What our clients say...
Some of the customers are using this
strategy as a secondary source of income. Other re-invest for
retirement. But all of them definitely recommend it to their
friends and family.